JuicyAgents
Ready-madeFinance & Accounting
Float
Float turns your Xero or QuickBooks Online data into a rolling cash flow forecast with a 13-week view and what-if scenarios. It is a forecasting tool rather than an agent, and it only reads your books.
Not tested by JuicyAgents · Reviewed 15 Oct 2026
- Can replace
- Cash flow spreadsheets, Xero or QuickBooks Online cash flow reports
- Integrations
- Xero, QuickBooks Online
Overview
About Float
Float is a cash flow forecasting tool for small and growing businesses that keep their books in Xero or QuickBooks Online. It reads your bank balances, invoices, bills and transactions and turns them into a rolling forecast. You can switch between weekly, 13-week and monthly views, and add what-if scenarios such as a new hire. It is a forecasting tool rather than an agent: it suggests recurring costs, budgets and expected payment dates, but you decide what goes into the forecast. Float is based in Edinburgh and has been running since 2012.
The sync is one way. Float pulls data from your accounting software once a day, or when you ask, and does not write anything back. That makes it low risk to try, but the forecast is only as good as your bookkeeping, so reconcile your bank and keep invoices and bills current first. Some reviewers say Float keeps only a short run of past data and that the price rises as the business grows. The 14-day trial is long enough to compare its 13-week view with the forecast you use today.
What the workflow does
- Rolling cash flow forecast: Builds a forecast from reconciled bank balances, invoices, bills and bank transactions synced from your accounting software.
- Weekly, 13-week and monthly views: Uses the 13-week view for day-to-day cash decisions and the monthly view for longer planning; forecast length depends on the plan.
- What-if scenarios: Toggles income and costs on or off and models cases such as a new hire on top of the base forecast.
- Suggested recurring costs: Spots recurring costs in your transaction history and suggests them for you to confirm.
- Auto-budgets and expected payment dates: Builds budgets from 3, 6 or 12 months of actuals and adjusts expected invoice payment dates from each customer's payment history.
- Sharing and roles: Gives people Admin, Editor or Viewer access, with comments on budget lines, invoices and bills, and CSV or PDF export.
From input to result
How the workflow works
You provide
- A Xero or QuickBooks Online company with reconciled bank accounts.
- Current invoices and bills with realistic due dates.
- Known future items such as hires, loans, tax payments and large purchases.
You get
- A rolling 13-week cash forecast that updates from your books each day.
- What-if scenarios for hires, costs and income before you commit.
- Expected payment dates for invoices and bills in one view.
- A shared forecast that directors, advisors and the finance team can comment on.
Start the trial, connect Xero or QuickBooks Online and let Float build the first forecast.
Confirm suggested recurring costs, check expected payment dates and add known future items.
Compare the 13-week view with your current forecast, then build one or two what-if scenarios.
What it offers
Key features
Rolling cash flow forecast
Builds a forecast from reconciled bank balances, invoices, bills and bank transactions synced from your accounting software.
Weekly, 13-week and monthly views
Uses the 13-week view for day-to-day cash decisions and the monthly view for longer planning; forecast length depends on the plan.
What-if scenarios
Toggles income and costs on or off and models cases such as a new hire on top of the base forecast.
Suggested recurring costs
Spots recurring costs in your transaction history and suggests them for you to confirm.
Auto-budgets and expected payment dates
Builds budgets from 3, 6 or 12 months of actuals and adjusts expected invoice payment dates from each customer's payment history.
Sharing and roles
Gives people Admin, Editor or Viewer access, with comments on budget lines, invoices and bills, and CSV or PDF export.
Is it a good fit?
Who it’s for
- Small and growing businesses on Xero or QuickBooks Online that forecast cash in spreadsheets today.
- Accountants and advisors who review cash with several clients.
- Finance leads who need a short-term cash view to share with a board or lender.
Strengths
- Replaces manual cash flow spreadsheets.
- Scenario planning and clear charts for explaining cash to others.
Connected tools
Integrations
- Xero
- QuickBooks Online
Listed tools for this workflow. Confirm current support and setup with the provider.
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